Policies

Coverage starts with mortality and theft, including some free money towards emergency colic surgery. From there, you can add major medical, surgical, private horse owner liability, stallion infertility, foal in utero, limited permanent disability, international travel and more!

  • Mortality and theft is like our life insurance. If the horse dies, is found deceased, needs to be euthanized or is stolen you are protected under this policy.

  • Some coverage is included free with your mortality insurance but you can always add additional coverage with no deductibles!

  • Major Medical/Surgical helps pay for unexpected veterinary bills associated with accident, injury, lameness, diagnostics, treatment, disease, hospitalization, colic, ulcers, shockwave, regenerative therapy and more!

  • Coverage for horses that become permanently disabled as the result of a sudden, accidental and external injury and can no longer be used for the job insured for.

  • Liability insurance helps protect you against a claim/lawsuit made against you for damage your horse caused to someone or something. This covers bodily injury (if your horse happened to bite, kick, paw or injure someone) and property damage (if your horse got in the road and got hit by a car or kicked a person's personal property causing damage). *Discounts available if added to your horses mortality insurance! **This is important for boarded horses as well!

  • This coverage is inexpensive to add to your breeding stallion just in case he became infertile or incapable of serving mares due to an illness or injury.

  • If you are training horses, giving lessons or running a boarding facility we all know with people and horses that unexpected accidents can happen! This is a liability policy to help protect you and your operations.

  • Help protect yourself, your business and your tools with customizable Farrier insurance.

  • Acupressure, Bodywork/Massage, Cryotherapy, Lasering, PEMF, Freelance Grooms, Braiding, Stall Cleaning/Farm Sitting and other equine care services

    This helps protect you against lawsuits for bodily injury and property damage as well. There is also CCC (care, custody & control) available for your equine service business where you accept the responsibility of caring for someone’s horse. If a horse in your care or during your care becomes injured, sick or passes away due to negligence, you will have coverage. This includes defense, court costs for litigation and payment for judgments. There is also some equipment coverage available if you have machines to add such as PEMF, Cryotherapy, etc..

  • This package will provide coverage for your home, barns, arenas, tractors, equipment, horses and more!